Friday, November 29, 2019

The Fruit of Wisdom free essay sample

A discussion of Shih Ching or the Book of Odes/ Book of Songs which is one of the most famous collections of ancient Chinese poetry. This is an analysis of two poems found in the Book of Odes and the inspiration of nature on the author. This paper compares common themes running throughout the entire book by looking at two inspiration poems. Despite the fact that the style of poetry faded away about as quickly as it was born, much of its value and meaning have lived on to the present day. The Book of Odes is after all the earliest work of Chinese poetry ever discovered and it represents all we know of early Chinese poetry in a culture where the oldest is often thought to be the best. Poetry, throughout history, has been one of the most admired artistic forms of inner expression and has inspired readers to search for personal meaning and value within the context of the most beautiful words written by man. We will write a custom essay sample on The Fruit of Wisdom or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page It is impossible to fully understand ancient Chinese history without studying its contribution to the art of poetry. Chinese poets are known for their brilliance and Chinese poetry for its unique style, inner meaning and its ability to educate and inspire readers throughout the centuries. One of the most noteworthy pieces of literature is the Shih ching or the Book of Odes, also referred to as the Book of Songs. This collection of approximately 300 poems from the Chou dynasty is a Confucian classic and was traditionally compiled by Confucius himself. Confucius used these 305 poems in order to teach his disciples about the meaning they should be drawing from poetry. Two poems, one about a peach tree, and the other about a pear tree, are just a miniscule fragment of the entire Book of Odes, yet they reveal an ocean of meaning and provide an amazing preview into one of the most incredible volumes in Chinese history.

Monday, November 25, 2019

Extremely Loud and Incredibly Close Essay Essays

Extremely Loud and Incredibly Close Essay Essays Extremely Loud and Incredibly Close Essay Paper Extremely Loud and Incredibly Close Essay Paper Highly Loud and Incredibly Close encourages us to closely analyze the clip we have in our lives. We neer know when the last clip we will be seeing person will be. we must be responsible with how we spend our clip and we are responsible for the manner we treat people. The message that is conveyed to me an copiousness of times is to non take advantage of the clip you have. because it ?ies. This is represented on the pages with ruddy ink ( pages 208-216 ) . The commas are circled as if they are a error. Commas represent a intermission in the sentence. and with most of them circled it infers that clip moves really rapidly. The ruddy pen pages. besides represent looking closely at something. The circled ruddy pen means that there is an mistake at that place and we must look closely to ?x it. Therefore the writer wants us to closely look at the manner we distribute clip in our lives. 3 ) The alone narrative manner in Extremely Loud and Incredibly Close is chosen to further turn out certain subjects throughout the book. One manner that this book is alone is the fact that it is ?lled with symbolic pages. The space pages are a really strong manner to show the subjects in the novel. These pages exhaustively express points that Foer is seeking to do throughout the novel. Page 121 is an illustration of a clean page. conveying the changeless subject of emptiness. The clean pages represents Oskar’s grandmas head. She does non desire to believe about anything. she is enduring from loss and emptiness interior. The exposure scattered throughout the book of doorknobs conveys another large message in the book. This message is one door closes. another door opens. Even though the supporter is faced with a loss and is looking for closing. finally he obtains the closing by run intoing many new people to ?ll the empty infinite within him by literally opening new doors. This narrative manner creates a more interesting thought arousing reading experience and that is why I believe Foer has chosen to include these symbolic pages. 4 ) Oskar. his grandma. and the tenant all have loss in common. They all have a feeling of emptiness inside them. Oskar’s father â€Å"died the most atrocious decease that anyone could of all time invent† ( 201 ) . Grandmother and the tenant have both lost a boy. and Anna. Grandmother’s husband â€Å"the following forenoon he went to the airport† ( 185. ) He had left her. she had lost him. Besides the common loss that they portion. they all have issues affecting thought. The tenant and Oskar have the job of overthinking everything in their lives. The overladen pages. like page 282 express the tenants ideas overcasting up his caput. The tenant used thought as a reminder to allow him cognize he was alive during the bombardments of Dresden. He merely would believe and believe to cognize that he was alive. his encephalon was overloaded. Oskar is similar with the fact that he could neer halt his ideas. Oskar expresses that â€Å"all [ he ] wanted was to fall asleep at dark but all [ he ] could make was invent† ( 258 ) . Oskar invents many different things. like â€Å"a teakettle that reads in Dad’s voice† ( 1 ) and many other things that merely maintain traveling through his head. . Grandmother differed from them in idea. Grandmother would seek non to believe. She would compose clean pages so that she did non hold to believe about a individual thing like everything that has gone bad in her life. Although Grandmother relates to believing in the opposite manner. she still has thought in common with them.

Friday, November 22, 2019

'Australian banks have remained very sound by international Research Paper

'Australian banks have remained very sound by international standards,despite the global financial turmoil' observed the IMF, and impact on Australian Bank - Research Paper Example It is apparent that if a residential mortgage shock is joined with corporate losses, it will definitely harm banks. Local reports on Australian banks performance indicated that a stress test is based on a worse case scenario that would categorize other banks in the world in the same position (IMF 2010). In fact, it is argued that although such observations from the IMF stand to be correct, Australian banks were believed to obtain considerable aid from taxpayers and the Reserve Bank. Besides, it is argued that Australian federal government helps banks in events of crisis. Overall, reports have indicated that the Australian banking system was resilient during global financial crisis due to intensive supervision and regulation. Although, the four major Australian banks capital ratios are place below global average for large banks, their conservative approaches in implementing Base II framework indicates that their headline capital rations underestimate their capital strength. The major financial soundness indicators that these banks concentrated on include profitability, capital adequacy, asset quality and provisioning, and liquidity. On particular, the Australian banks’ loss given default rates are arguably higher than those of several other countries. Additionally, higher risk weights were endorsed for certain residential mortgages. Moreover, reduced risk weights, which are allowed in the Basel II framework’s standardized approach, were introduced for retail lending (IMF 2010). Nevertheless, the risk weighted assets numbers can not be comparable across nations. All in all, due to APRA’s conservative eligibility and deduction rules, Australian banks have a propensity of holding higher quality capital. According to RBA, in regard to Basel III requirements, banks will need to hold more and higher quality capital. In light with this, the Australian banks can be argued

Wednesday, November 20, 2019

Tribal customs of the Ibo (Igbo) people Essay Example | Topics and Well Written Essays - 1000 words

Tribal customs of the Ibo (Igbo) people - Essay Example He eventually kills himself because of the Christianity (Achebe p208). As Achebe accurately depicts, the Ibo people have a rich culture as evidenced by their tribal customs such as their values, social structure, language, religious beliefs and government. His main aim or theme therefore was to depict traditional Ibo life prior to and after the advent of the Christians missionaries. Tribal custom dictates every aspect of members lives. In a wonderfully unbiased approach, Achebe’s text offers the reader the cultural roots of the Igbo people, all their beliefs, customs and historical past. In the whole of section one of the text, Achebe explains the details of the Ibo culture. To immerse the reader in the Ibo way of life, he goes into detail talking about the more subtle cultural aspects of the community such as the customs of feasts and communal activities, sporting events and crop rotation. In the tribe, the number of yams a man grows, the number of titles he holds and the number of wives he acquires determines his worth. Their acknowledgement of a mans very being is by the gods approval. Okonkwo struggles to live up to what he perceives as traditional standards of masculinity. His failure to adapt to the changing world points out the importance of tradition and custom in the novel. In the novel, the tribe of Ibo defines itself through the age-old traditions it practices. While some habits mold the daily lives of the people, other customs are reserved for special ceremonies. An example of habits that mold the daily lives of the people is when the head of a family honors male guests by praying over and sharing a kola nut with them. He offers the guest the privilege of breaking the nut and after the provider of palm-wine tastes it, they drink together with the oldest person taking the first sip. Ceremonial customs on the other hand are more elaborate. One example is The

Monday, November 18, 2019

Mental and Physical Problems Stemming From Childhood Obesity Research Paper - 1

Mental and Physical Problems Stemming From Childhood Obesity - Research Paper Example According to Pretlow (2010), childhood obesity is caused by the imbalance between the calorie intake and calorie utilized (p. 1). Changing life styles, life philosophies and eating habits are causing this problem. Many of the modern children consider eating as a recreational activity. They are not much interested in researching the ingredients of the food while taking food from fast food outlets and restaurants. Instead of nutrients, taste is the primary factor considered by the modern children while taking foods. At the same time, modern generation is less interested in physical workouts even though they are taking excessive fatty and sweetly foods. Thus excess calories acquired through food get deposited or accumulate in the body as fat which will create problems in the life of the child at present as well as in the future. Karnik & Kanekar pointed out that â€Å"Lack of playtime, little or no physical education at schools, videogames and excessive TV viewing time are proposed as the major cause of the childhood obesity epidemic† (Karnik & Kanekar, p. 4). Obese children may not be able to socialize properly with peers. They often undergo bullying and teasing from the fellow students. So, they will try to limit their activities in front of computers or television sets. They may not go out and play with the peers because of the fear of teasing and harassment. Many children have the habit of taking shelter in eating to avoid frustrations generated out of obesity related problems. Overeating may increase the obesity related problems further. Modern researches have shown that childhood obesity may cause physical and mental problems in the current life of the child as well as in the future life of the child. Physical health problems such as overweight, high blood pressure, cholesterol, coronary problems, diabetes, thyroid etc and mental problems such as lack of self-esteem,

Saturday, November 16, 2019

Modern Portfolio Theory and Capital Asset Pricing Model

Modern Portfolio Theory and Capital Asset Pricing Model Introduction The Capital Asset Pricing Model developed by William Sharpe has significant similarities with Harry Markowitz’s Portfolio theory. In fact, the later is rightly considered as the next logical step from the latter, with both based on similar foundations. There are also differences in how each model/theory is calculated, pertaining to risk considerations. This paper’s main objective is to identify these differences while highlighting the similarities as well to put things into perspective. The report will open with an overview of Markowitz’s portfolio theory and explain it further by means of describing the efficient frontier, the Capital Market Line, risk free asset and the Market Portfolio. The report will then switch its attention to the Capital Asset Pricing Model and explain it further through the Security Market Line. The report will then close by outlining the differences between the two with a view of answering the main objective. What will come through in this report is that Markowitz’s portfolio theory uses standard deviation as its risk measure and takes into account all risk in an efficient portfolio, while the Capital Asset Pricing Model uses the beta co-efficient to measure risk and takes into account both efficient and non-efficient portfolios – further more it measures the risks of individual assets within the portfolio. Modern Portfolio Theory Modern Portfolio Theory (MPT) was introduced by Harry Markowitz, way back in 1952. At a high level it proposes how rational investors use diversification to optimise their investment portfolios and give guidance on pricing risky assets. MPT assumes that investors are risk averse, i.e. given two assets A and B offering the same expected return, investors will opt for asset A if it is less risky. In effect, an investor who expects higher returns would need to accept more risk. The expected trade-off between risk and return depends on the individual’s level of risk aversion. The implication of this is a rational investor (a risk averse investor) will not invest in a portfolio if another one exists offering a better risk-return profile (Fabozzi Markowitz, 2002). For any given level of risk, investors will opt for portfolios with higher expected returns instead of those with lower returns. Another assumption under MPT is that investors are only interested in the expected return and the volatility of an investment, as measured by the mean and standard deviation respectively. Investors do not consider any other characteristics, for example, charges. In effect, based on the assumptions above, investors are concerned about efficient portfolios. To explain portfolio theory further, let us consider the formula for the expected return and risk of a portfolio under MPT. Suppose two assets A and B formed a portfolio in proportion (X) each, the expected return for that portfolio would be: R(p) = X(a)R(a) + X(b)R(b), where: R(p) = expected returns from portfolio R(a) = expected returns from asset A R(b) = expected returns from asset B The standard deviation or risk of that portfolio would be: SD(p) = √(XÂ ²aSDÂ ²a + XÂ ²bSDÂ ²b + 2XaXbRSDaSDb), where: SD(p) = standard deviation of expected returns of portfolio SDa = standard deviation of expected returns of asset A SDb = standard deviation of expected returns of asset B R = correlation coefficient between the expected returns of the two assets The efficient frontier Under MPT, Markowitz examined the efficient frontier curve. The efficient frontier curve gives a graphic presentation of a set of portfolios that offer the maximum rate of return for any given level of risk (McLaney, 2006). According to Markowitz, an efficient investor will opt for an optimum portfolio along the curve, based on their level of risk aversion and their perception of the risk and return relationship (Fabozzi Markowitz, 2002). Figure 1: Efficient Frontier Source: www.riskglossary.com The curve in the diagram above illustrates the efficient frontier. Portfolios on the curve are efficient – i.e. they offer maximum expected returns for any given level of risk and minimum risk for any given level of expected returns. The shaded region represents the acceptable level of investments when risk is compared against returns. For every point on the shaded region, there will be at least one portfolio that can be constructed and has a risk and return corresponding to that point (www.riskglossary.com) As aforementioned, each portfolio on the efficient frontier curve will have a higher rate of return for the same or lower level of risk or lower risk for an equal or better rate of return when compared with portfolios not on the frontier. It is important to note that the efficient frontier is really made up of portfolios rather than individual assets. This is because portfolios could be diversified, i.e. investors can hold assets which are imperfectly correlated (Fabozzi Markowitz, 2002). This will help to ensure that investors can reduce their risks associated with individual asses by holding other assets – a kind of set-off. The Capital Market Line The Capital Market Line (CML) is a set of risk return combinations that are available by combining the market portfolio with risk free borrowing and lending (www.lse.co.uk/financeglossary). The CML defines the relationship between risk and return for efficient portfolios of risky securities. It specifies the efficient set of portfolios can investor can obtain by combining the portfolio (which contains risk) with a risk free asset. The formula for CML is: E (r_c) = r(f) + SD(c)*[E(r_m)-r(f)]/SD(m) Where: E(r_c) = expected return on portfolio c R(f) = risk free rate SD(c ) = standard deviation of portfolio c E (r_m) = expected return on market portfolio SD(m) = standard deviation of market return The CML indicates that the expected return of an efficient portfolio is equal to the risk-free rate plus a risk premium. Both risk and return increase in a linearly along the CML. Figure 2: Capital Market Line Source: www.riskglossary.com In Figure 2 above, the CML is the line touching the efficient frontier curve. It passes through the risk free rate (assumed to be 5%). The point where the CML forms a tangent with the efficient frontier curve is the point called the super-efficient portfolio. The Risk free asset, Sharpe ratio and the Market Portfolio The risk free asset pays a risk free rate and has a zero variance in returns, e.g. government short-term securities. When combined with a portfolio of assets the change in return and risk is linear. The Sharpe Ratio is a measure of the additional return to be obtained about a risk free rate for a given portfolio compared with its corresponding risk. On the efficient frontier the portfolio with the highest Sharpe Ratio is known as the market portfolio. The CML is the result of a comparison between the market portfolio and the risk free asset. The CML surpasses the efficient frontier with the exception of the point of tangency. The Capital Asset Pricing Model While the CML focuses on the risk and return relationship for efficient portfolios, it would be useful to consider the relationship between expected return and risk for individual assets or securities. The Capital Asset Pricing Model (CAPM) would be used for this. CAPM is an extension of Markowitz’s Portfolio Theory or MPT. It introduces the notions of systematic and specific risks. Let us define each: Systematic risk – this is the risk associated with holding the market portfolio of assets Individual assets are affected by market movements Specific risk – this risk is unique to an individual asset and represents that portion of an asset’s return which has no correlation with market movements. CAPM assumes the following (McLaney, 2006, 199): Investors are risk averse and maximise expected utility of wealth The capital market is not dominated by any individual investors Investors are interested in only two features of a security, its expected returns and its variance or standard deviation There exists a risk free rate at which all investors may borrow or lend without limit at the same rate There is an absence of dealing charges, taxes and other imperfections All investors have identical perceptions of each security This lends credence to the assertion that CAPM follows a natural progression from MPT. The assumptions are identical with the main difference being how risks are categorised and treated. This will be explored in detail in a later section. Under CAPM, the market place will compensate an investor for taking a systematic risk but not a specific risk. The rationale for this is that specific risks can be avoided or minimised through diversification. The formula for CAPM is as follows: r = Rf + Beta x (RM-RF), where: r = expected return on an asset Rf = rate of risk free investment RM = return rate of the appropriate asset class Beta is the relative risk contribution of an individual security to the overall market portfolio. It measures the security risk relative to the market portfolio and ignores the specific risk. The beta equation is as follows: Cov (i,M)/(SDm)Â ², where: Cov (i,M) = covariance between market portfolio and security i (SDm)Â ² = variance of the market’s return The betas for all assets are measured in relation to the market portfolio beta which is 1. In effect, if individual beta is greater than 1, then individual asset has a higher risk than the market risk. If individual beta equals 1, then individual asset risk and market risk are the same. If individual beta is less than 1, then the risk of that individual asset is less than the market risk. The value of beta provides an idea of the level or size of the change in an asset’s return when a corresponding change in the returns of an overall portfolio is experienced (McLaney, 2006). Beta has come under criticism from academics and investors who do not appreciate the value of beta as an appropriate risk measure. However, this is somewhat challenged by actual performance of the betas of portfolios and mutual funds. These are regarded as stable and can be used to predict future betas. Security Market Line CAPM can be applied by using the Security Market Line (SML). SML is a graphical representation showing the linear relationship between systematic risk and expected rates of return for individual assets. In the case of the SML, risk is measured by beta. It plots the expected returns on the y axis and the risk as denoted by beta on the x axis. In other words, the SML expresses the linear relationship between the expected returns on a risky asset and its covariance with market returns. Its formula is: Figure 3: CAPM and SML The line in the diagram above is the SML. Differences relating to MPT (CML) and CAPM (SML) To explain the differences, it is useful to consider the relationships between risk and return in the perspective of CML and SML. CML compares the relationship from an MPT perspective, while SML does from a CAPM perspective. The main difference pertaining to MPT’s relationship with CAPM is pertaining to risk. Under Portfolio theory, CML gives an indication of expected returns in comparison with risk. Here the risk is measured in terms of standard deviation of returns. The rationale for this is CML represents the trade-off for efficient portfolios, i.e. the risk is all systematic risk (McLaney, 2006). The SML on the other hand, indicates the risk/return trade-off, using beta as the measure of risk. In this case, only the systematic risk element of the individual asset is taken into consideration. The reason why CML shows no individual security’s risk profile is because all individual securities have an element of specific risk, implying that they are inefficient. CML only looks at efficient portfolios. The table below summarises the main differences between CML and SML Table 1: Tabular difference between CML and SML Summary As has been shown above, CAPM has been developed along the lines of Markowitz’s Portfolio theory. They both use expected returns and risk as the investor’s main determinant of their investment decisions. They both assume that investors are risk averse and do not consider anything else other than risk and returns. However, there are some subtle differences which will now be summarised below: Under Portfolio theory, the CML measures risk by standard deviation or total risk. The SML measures risk by beta or systematic risk under CAPM – it ignores specific risks The CML graph is interested in providing information on efficient portfolios only. The SML graph on the other hand provides insight into both efficient and non-efficient portfolio and securities REFERENCES AND BIBLIOGRAPHY Books Bodie, et al (2006) ‘Investments’ (7th edition), McGraw-Hill/Irwin, London Elton, E et al (2003) ‘Modern Portfolio Theory and Investment Analysis’, Wiley, London Fabozzi, F. Markowitz, H. (2002) ‘Theory and Practice of Investment Management’, Wiley, London McLaney, E. (2006) ‘Business Finance – Theory and Practice’ (7th edition), Prentice Hall, London O’neill, W.J. (2002) ‘How to Make Money in Stocks’, (3rd edition), McGraw-Hill, London Internet Sources www.lse.co.uk www.riskglossary.com www.wikipedia.com

Wednesday, November 13, 2019

Conquering the Texas Frontier :: essays research papers

Conquering the Texas Frontier When looking at the vast lands of Texas after the Civil War, many different people came to the lands in search for new opportunities and new wealth. Many were lured by the large area that Texas occupied for they wanted to become ranchers and cattle herders, of which there was great need for due to the large population of cows and horses. In this essay there are three different people with three different goals in the adventures on the frontier lands of Texas in its earliest days. Here we have a woman's story as she travels from Austin to Fort Davis as we see the first impressions of West Texas. Secondly, there is a very young African American who is trying his hand at being a horse rancher, which he learned from his father. Lastly we have a Mexican cowboy who tries to fight his way at being a ranch hand of a large ranching outfit. Emily K. Andrews, wife of Col. George Andrews of Fort Davis, starts her journey in mid summer around the Austin area. She travels with others as they make their way East. Through her journal entries to her father, we can see that this was no easy trip. She seems to be used to a solid roof over her head, as well as a non-dirt floor. She tells that on many occasions of the threat of Indians, and how ruthless they are, keeping her distance and even sleeping "with one eye open" while in the camps along the way. Being a woman out on the frontier she does not seemed to be scared yet comes off as being rather brave and very smart. Her descriptions of the land and the towns they encountered along the way are very precise and if it had been possible for other females to read would have set their minds at ease. In her journal she talks about how inviting the other frontier people are and how reassuring that is to help keep her mind off the ever threatening Indian attacks. On the other hand there were people trying to settle and make a living for themselves, especially after the freeing of all the slaves. Will Crittenden is one of those people. He was born in Texas after his father moved here from Alabama. Will had been taught about being a horse rancher at the age of 5 from his father and now at the age of 15 was ready to go out on his own.

Monday, November 11, 2019

Agora Company Essay

Bangladesh entered the supermarket era on August 24, 2001 with Rahim afrooz Superstores Ltd. launching Agora, a retail chain superstore in Bangladesh, introducing a new way to shop. The company has already opened four outlets Rifles Square, Gulshan Avenue, Maghbazar and Mirpur Zoo Road in Dhaka and many more are in progress in Chittagong and other cities of the country. The superstores are open from 9 am to 8 pm every day. Rush of customers is experienced in the morning and evening. Most of the employees of Agora are young and well-educated, some with Masters and MBA degrees. Agora superstores are currently focused in food retailing, ranging from a wide variety of fresh vegetable, fruits, meat and fish to grocery, bakery, dairy, personal and household products. Agora provides its customers with guaranteed quality and freshness. It carries more than 30,000 varieties of products and has plans to expand its product portfolio to carry other ranges of consumer products in the coming years . It aims at building a chain of more than 40 superstores by year 2010.Other supermarket brands have since emerged but Agora continues to be the leader and trendsetter. Agora has been the venue of launching of Thai products, which have by now become commonplace. Californian apples were launched here as have been Agora buys products direct from the growers, which benefits the latter as well as the customers. The products are procured under the direct supervision of its officials who maintain strict procurement and marketing standards. Products on the shelves are regularly monitored for expiry dates. Australia‘s red apples, and crystal products from France were unveiled here. Unilever chose to launch L‘Oreal range of cosmetics at Agora superstores. The big-sized ‘Boroi’ so common in the market was launched here. Recently the scientist behind the cultivation of Strawberry in Bangladesh launched the delicious fruit at Agora. Over 8 million have purchased products at Agora since the opening of Agora‘s fist superstore, with 2,000 customers using the Agoras every day on an average. Rifles Square and Gulshan’s upper markets pull more crowd than the other two. Customers prefer using both cash and credit cards. Agora constantly launches attractive promotions like Bazimat, Value Week or Super Value Offer or Diamond Ring Offer. The promoter of the Agora project, Rahim afrooz, is one of the most respected companies in Bangladesh manufacturing and marketing stored power systems for the automotive industry. All of Rahimafrooz‘s activities are in the service sector,  focusing on consumers, an official of Agora‘s operating company Rahim afrooz Superstores Ltd., said. The Agora project was a ground-breaking project that underlines the potential for harnessing the latent market in Bangladesh, said an executive of a leading corporate house adding, they have produced a service offering of inter national standard Agora is the largest retail superstore in Bangladesh. Agora‘s interior is similar to most supermarkets in design and layout due to trends in marketing. It produce tends to be near the entrance of the store. Various kinds of products and services are sold (at least 2500 products and services). Milk, bread, and other essential items are located in the rear and other out of the way places. This is purposely done to ensure maximum time spent in the store, strolling past other items and capitalizing on impulse buying. The front of the store or Front-End is where one might find point of sale machines or cash registers. Agora has plans to implement self-checkout devices in their stores in an attempt to reduce labor costs as well as bringing complete customer satisfaction. Understanding the historical context from which some of today’s organizational structures have developed helps to explain why some structures is the way they are but Agora using a structured which is more horizontally capitalizing on the innovativeness of their employees. Part of the reason, as this section discusses, is that organizational structure of Agora that has a certain inertia —  the idea borrowedfrom physics and chemistry that something in motion tends to continue on that same path.Because of this unique management process they have become the leading superstore in theBangladesh. The managers of Agora have to make decisions as they develop an organizational structure,although they may not be explicitly aware of these decisions. Agora is synonymous with marketat low prices and name brand quality products. The company basis of success and foundationscannot be credited to the current management. Agora formula for success simply put is theirrelationship with customers, employees, and technology that assists in forming relationships withtheir suppliers; places Agora as the top discount retailer, history-development, and Growth SamAgora to become the top discount retailer Competitive Advantage of Agora: Agora marks a turning point in the concept of retailing in Bangladesh. From the very beginning of its operation since 2001, the super-market chain store has put the convenience of its target consumers the middle and higher middle class, foremost in devising its marketing strategies. Agora attempts to maintain an image and atmosphere that is consistent with its pledge for quality and customer satisfaction. The stores occupy very large premises at expensive areas of the city and offer a wide assortment of food stuffs, daily house hold items and durables that would mostly appeal to its target population, Unlike, many such large stores, Agora tries to remain ahead of its competitors by sponsoring innovation of local innovations. Agora advertises through newspapers and billboards a very selective approach as it does not target the mass but mostly those living in close proximity to the store. The logo â€Å"Agora†- in English-points to the importance of the image factor, which is important to their promotional strategy adequate car parking space for congestion free shopping Air-conditioning and child’s play area and other amenities, are provided to increase the comfort of shopping. Although Agora is at a very early stage in its life, the management is at present following a very cautious marketing strategy. The overall 10% annual sales growth offer a reflection to the potential of Agora to attain its long term objectives of becoming the market leader in the retail industry. Near future sustainability of the competitive advantage: Agora is currently charging maximum retail price that is given to it by its suppliers. The prices are congruent with that of the rest of the market. However, the management has plans to offer prices lower than the ones offered by the competitors in the market.

Saturday, November 9, 2019

Truancy Among Students

As growing age, truancy is not a new phenomenon in Malaysia. According to dictionary, truancy means act or condition of being absent without permission. It also means any intentional unauthorized absence from compulsory schooling. (Pearson Education Limited). Truancy happens because students have no interest in studies. A very strict teacher also affected the interest of student. Apart from that the subject taught was too boring or difficult but they have to take the subject for examination.In addition, most of student thinks truancy is best way to run away from any problems life. This leads to immoral activities such as vandalism, burglary, substance abuse and gang activity. Thus, to avoid the truancy become more critical issue among Malaysian school students the Ministry of Education have to take action by solving this problem. How do they solve it? There are suggestions to reduce truancy are the ministry have to enhance skill of teaching, counselling service and organize lectures and campaign.Teacher needs to improve their skill of teaching so that the students will enjoy every moment in the class as problem of truancy can be prevent. In other hands, teacher should make class more interesting. In the class teacher is not only use the text book as material but also make a video or fun activities because our brain easily get bored and tired of monotone learning. Therefore when students learn something with enjoyable it will immediately store in long term memory and students were able to understand.Teacher should give students chance to voice out their opinion in the class. So that teacher is not talking much alone when there are two-way communication between students and teacher. This make a process of learning were help students succeed in school as truancy will be decreased. In the nutshell truancy become a top issue among Malaysian students in order produce a great future generation. According to a survey conducted by ministry, 58. 5 per cent of truancy cas es last year involved student in rural areas as compared with 41. 45 per cent in cities. This affected the increasing rates of discipline problems in schools. However, there are strategies to reduce truancy whereas the ministry take part overcome this problem by enhance skill of teaching, counselling service and organize lectures and campaign. Reference: 1) Kgsilou. blogspot. com/2012/03/truancy-among-school-children-rampant. html 2) Pearson Education Limited

Wednesday, November 6, 2019

Bop Rules Essays

Bop Rules Essays Bop Rules Essay Bop Rules Essay BP-A0629 A R VISITOR INFORMATION U. S. DEPARTMENT OF JUSTICE Addressee Institution CDFRM FEDERAL BUREAU OF PRISONS Date Re: (Inmate’s Name and Register No. ) Dear : I am requesting that you be included among my approved visitors. In order to establish your suitability as a visitor, it may be necessary for institution officials to send an inquiry to an appropriate law enforcement or crime information agency to ascertain whether or not placing you on my visiting list would present a management problem for the institution, or have other possible adverse effects. The information obtained will be used to determine your acceptability as a visitor. The Bureau of Prisons’ authority to request background information on proposed visitors is contained in Title 18 U. S. C. Â § 4042. In order for you to be considered for the visiting privilege with me, it will be necessary for you to fill out the questionnaire and release form below and return it to the following address: (Institution address). You are not required to supply the information requested. However, if you do not furnish the information, the processing of your request will be suspended, and you will receive no further consideration. If you furnish only part of the information required, the processing of your request may be significantly delayed. If the information withheld is found to be essential to the processing of your request, you will be informed, and your request will receive no further consideration unless you supply the missing information. Although no penalties are authorized if you do not supply the information requested, failure to supply such information could result in your not being considered for admittance as a visitor. The criminal penalty for making false statements is a fine of not more than $250,000 or imprisonment for not more than five years or both (See 18 U. S. C. Â § 1001). Sincerely, 1. Legal Name 4. Telephone Number (Including Area Code) 6. Are you a U. S. Citizen? Yes No 2. Date of Birth 5. Race and Sex of Visitor 3. Address (Including Zip Code) 6a. If yes, provide Social Security No: 6b. If no, provide Alien Registration No: 6c. Provide Passport No: 7. Relationship to above-named inmate 8. Do you desire to visit him/her? Yes No Yes No 9. Did you know this person prior to his/her current incarceration? 0. If the answer to #9 is yes, indicate the length of time you have known this person and where the relationship developed. 11. Have you ever been convicted of a crime? conviction/s: If so, state the number, date, place, and nature of the 12. Are you currently on probation, parole, or any other type of supervision? If so, state the name of your supervising probation/parole officer and the address and telephone no. where he/she can be contacted: 13. Do you correspond or visit with other inmates? 14. Driver’s License No. and State of Issuance If so, indicate the individual(s) and their location(s): AUTHORIZATION TO RELEASE INFORMATION I hereby authorize release to the Warden of: ________________________ any record of criminal offenses for which I (Institution, Location) have been arrested and convicted, and any information related to those convictions. Signature for Authorization to Release Information (Sign and Print Name)Parent or Guardia (If applicant is under 18 years of age, signature of parent or guardian indicates consent of minor to visit inmate). If additional space is required, you may use the back of this form. To be filed in Inmate Central File, FOI Section 2 PDF Prescribed by P5267 Replaces BP-A629 of Sep 00 FILE IN SECTION 3 UNLESS APPROPRIATE FOR PRIVACY FOLDER SECTION 3 BP-A0629 INFORMACION DE VISITANTE CDFRM AGENCIA FEDERAL DE PRISIONES DEPARTAMENTO DE JUSTICIA DE EE. UU. **This template is provided to assist Spanish-speaking inmates who are not fluent in English to complete the corresponding Bureau form. It is a template only for instructional purposes, and should not be filled in. ** **Este modelo se provee para ayudarle a los reos que hablan espanol y no dominan el ingles a que completen el formulario correspondiente de la Agencia. Es solo un modelo que sirve como ejemplo, y no se debe completar. * Destinatario Institucion Fecha Asunto: (Nombre del Reo y Numero de Registro) Estimado/a : He pedido que usted sea incluido/a entre mis visitantes aprobados. Para establecer lo apropiado que es que usted sea un visitante, pueda ser necesario que los oficiales de la institucion envien un formulario de investigacion a una agencia apropiada de orden publico o de informacion de crimenes para determinar si el colocarle en mi lista de visitantes presentaria un problema de administracion para la institucion, u otros posibles efectos adversos. La informacion obtenida se usara para determinar su aceptacion como un visitante. La autoridad de La Agencia Federal de Prisiones para solicitar informacion de antecedentes de los visitantes propuestos se encuentran en Titulo 18 U. S. C. Â § 4042. Para que usted sea considerado para obtener el privilegio de visitarme, es necesario que usted complete el cuestionario y el formulario de autorizacion a continuacion y que lo devuelva a la siguiente direccion: (Direccion de la institucion). Usted no esta obligado/a a proveer la informacion solicitada. Sin embargo, si usted no provee la informacion, el procesamiento de su solicitud se suspendera, y no recibira ninguna consideracion adicional. Si usted provee solo parte de la informacion requerida, el procesamiento de su solicitud puede demorarse considerablemente. Si se determina que la informacion no divulgada es esencial para el procesamiento de su solicitud, usted sera notificado, y su solicitud no recibira ninguna consideracion adicional, a menos que usted provea la informacion que hace falta. Aunque no hay penalidades autorizadas en caso que usted no provee la informacion solicitada, el no proveer tal informacion podria resultar en que usted no sea considerado para ser admitido como un visitante. La penalidad criminal por hacer declaraciones falsas es una multa de no mas de $250,000 o encarcelamiento de no mas de cinco anos, o ambos (Vea 18 U. S. C. Â § 1001). Sinceramente, 1. Nombre Legal 4. Numero Telefonico (Incluyendo Codigo de la Zona) 6. ?Es usted Ciudadano Estadounidense? Si No 6c. Supla su numero de Pasaporte: 7. Relacion al reo nombrado arriba 8. ?Desea usted visitarlo/a? Si No Si No 2. Fecha de Nacimiento 5. Raza y Sexo del Visitante 3. Direccion (Incluyendo Codigo Postal) 6a. De ser asi, supla su numero de Seguro Social: 6b. De no ser asi, supla su numero de Registro de Inmigracion: 9. ?Conocia usted a esta persona antes de su encarcelacion actual? 10. Si la respuesta a #9 es Si, indique cuanto tiempo usted ha conocido a esta persona y de donde se desarrollo esta relacion. 11. ?Alguna vez a sido declarado culpable de un crimen? De ser asi, declare cuantas veces, la/s fecha/s, el/los lugar/es, y la razon por la/s condena/s: 12. ?Esta usted actualmente bajo libertad bajo probatoria, libertad condicional, o cualquier otro tipo de supervision? De ser asi, supla el nombre de su oficial de upervision de libertad condicional u oficial de libertad condicional y la direccion y numero de telefono donde el/ella puede ser localizado/a: 13. ?Se corresponde o visita a otros reos? De ser asi, indique el/los individuo/s y donde se encuentra/n: 14. Numero de Licencia para Conducir y el Estado Emisor AUTORIZACION PARA DISTRIBUIR INFORMACION Yo, por la presente, autorizo la distribucion al Warden de: (Institucion, Lugar) o fensas por las cuales he sido arrestado/a y condenado/a, y cualquier informacion pertinente a esas condenas. Firma para la Autorizacion para Distribuir Informacion (Firme y Nombre Escrito) Padre o Guardian cualquier archivo criminal de (Si el solicitante es menor de 18 anos, la firma de un padre o guardian indica el consentimiento a la visita de un menor de edad. ) Si requiere espacio adicional, puede usar el dorso de este formulario. Para ser archivado en la Seccion 2 de FOI en el Expediente Central del Reo PDF Prescribed by PS 5267 Reemplaza BP-A629 fechado Sept. 00 ARCHIVELO EN LA SECCION 3 A MENOS QUE SEA APROPIADO PARA EL ARCHIVO DE INFORMACION PRIVADA SECCION3

Monday, November 4, 2019

Feild note Essay Example | Topics and Well Written Essays - 1500 words

Feild note - Essay Example There was also the topic of female perception, which looked into the kind of ideas that adolescent girls develop after listening to and reading various kinds of advertisements. Then there was the topic of purchasing behavior, which centered on the trend of purchases made by adolescent girls in relation to what they hear from advertisements. Finally, there was focus on the effect of the decisions that girls take after acting to various forms of food and nutrition advertisements. Level of accuracy of transcription and transcription conventions: (Here you should note how accurate the transcription is and what factors affected this level. You should also note your own conventions used such as using all caps for emphasis, line breaks for pauses, etc.) The transcription can be said to be highly accurate given the strategies put in place to influence the level of accuracy with the practice. In the first place, as much as the researcher made on-the field transcription, the interview was also tape recorded with permission. This ensured that where there were lapses with the on-the field transcription, this was made up after the researcher went home. Whiles undertaking the transcription, there were clues that were personally developed to make interpretation easier. For instance CAPS were used to depict emphasis ___________________________________________________________________________ (Transcript begins below) Time Transcript (Start of Interview) Interview 1 Interviewer: Have you ever had the chance of buying the food and nutritional products that you consume on a day-to-day basis? Interviewee: Umm, I do have a chance to buy food and nutrition products that I use on daily basis. Umm†¦ I yah I do†¦Ã¢â‚¬ ¦I go to the store and when I see them there I sometimes purchase them and sometimes I do not †¦.yeah. Interviewer: What role do your parents play in the purchasing decisions that you make? Interviewee (student A): My parents play a very important role in th e purchasing decisions that I make, especially my mom. Umm†¦. She tries to get me to be healthier. This is different to my dad, who will†¦ umm†¦ actually get me junk food to eat. Interviewer: Through which channels do you often hear about the kinds of food and nutritional products and services that you patronize? Interviewee (student A): I hear about them on TV mostly. Umm†¦ I see advertisements for healthy fruits that would be good, not just you know non healthy stuff, which is what mostly attracts me. Interviewer: When you listen to food and nutritional advertisements, what are the specific things you hear about particular products that make you choose to purchase some? Interviewee (student A): The specific things I hear about the foods that I would buy like that would make me want to choose to buy it is how healthy it can be for me and if it tastes good or not. Interviewer: Does the frequency at which you hear about a particular food or nutritional produc

Saturday, November 2, 2019

Professional athletes and celebrities as role models Essay

Professional athletes and celebrities as role models - Essay Example 1). As contended by Shaw, Whitehead and Giles, â€Å"celebrities are meaningful figures in the lives of young people in particular, and elicit a much more complex set of responses than simple imitation (577). In this regard, one is firmly convinced that people are able to discern who among the professional athletes and celebrities could be good models and who are anti-role models whose influence could lead those emulating them into significantly disastrous consequences; as such, not all professional athletes and celebrities are good role models who must be imitated and revered. In a study conducted by Read, the author focused on â€Å"ways in which the gendered social construction of the ‘popular girl’ infuses girls’ ideas as to their role models: those representing who they would like to be when they ‘grow up’† (Read 1). Apparently, Read discovered that â€Å"young boys were not likely to consider either their male or female teachers to be r ole models – favouring instead sports or TV stars or male relatives and friends of their family† (Read 5). ... The reasons for selecting these personalities as role models vary. For girls, the reasons range from appearance, accomplishments, and personality (Read). â€Å"Many of the girls who cited aspects of appearance as reasons for choosing particular role models chose celebrities, especially pop singers, as their role models, often (but not always) choosing singers of the same ethnicity as themselves† (Read 7). Likewise, it was contended that the disparities between selecting professional athletes for boys and celebrities for girls stem from this theoretical framework: â€Å"boys have traditionally displayed an active posture and girls, a passive one †¦ girls’ behaviour has historically included a focus on relational and intimacy work, nurturance and emotional supportiveness, and a concern with developing feminine allure† (Adler, Kless, and Adler 170). Regrettably, at very young ages, the development of role models was recognizably premised on external appearances and the image that is projected on the outer facade. There could be danger of emulating celebrities with hidden vices and unconventional behavior. In an article written by Shaw, Whitehead and Giles, the authors explored the contention that â€Å"negative roles models, celebrated in the press, lead to the heightened risk that young people will themselves engage in health risk behaviours such as drug use† (Shaw, Whitehead and Giles 575). Their study focused specifically on Amy Winehouse, a talented singer-songwriter with publicly known image of drug abuse (Shaw, Whitehead and Giles). The authors cited a study written by Boon and Lomore study which disclosed that â€Å"the majority of participants claimed that their idols had a